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Currency converter: see what your money is worth in US dollars.

Live mid-market reference rates with nothing added on this page. Pick a currency to start.

Updated 2026-09-04

1 EUR = 1.1612 USD

EUR
USD

You get the mid-market rate, and your deposit is free.

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Updated
2026-09-04 14:23 UTC
Deposit fee
0.00 EUR
Mid-market rate
1,161.20 USD
With Avvio
1,161.20 USD
You keep
~73.85 USD more
Typical provider (6.36%)
loses ~73.85 USD
Speed
SEPA transfers usually arrive the same business day.

Typical provider cost: World Bank Remittance Prices Worldwide, Q3 2025.

Exact quote shown in the app before you confirm.

Track this rate in the app

1,000.00 EUR is 1,161.20 USD at the mid-market reference rate, observed 2026-09-04 14:23 UTC.

To deposit EUR and hold USD, verified Avvio users send a SEPA transfer from any euro bank account. The deposit converts to US dollars at a rate shown before you confirm and lands in a self-custody Avvio account, usually the same business day. EUR deposits are free.

On iOS and Android. Rate updates every 60 seconds. No account needed to see this rate.

How this compares

Avvio
A typical bank or money app
Who controls your money
You do. Avvio is self-custodial; keys stay on your device.
The provider. Your balance sits in its ledger.
Rate shown before you confirm
Yes. The app shows the exact rate and amount before every deposit.
Not always. Markups often sit inside the rate.
Deposit fee
0.00 EUR
Varies. Wire and transfer fees are set by the provider.
Can it be frozen
No. There's nothing to freeze. We never hold your money.
Yes. Providers can freeze or hold funds during reviews.
Speed
SEPA transfers usually arrive the same business day.
Often days for international transfers.

Avvio details describe the product as shipped. The bank and money app column stays general on purpose; providers differ and change their terms, so this page makes no claim about any named provider.

What Avvio gives you

Yours, not a bank's

Your dollars sit in an account only you control. We never hold your money, so nobody can freeze it. Not even us.

A dollar account on your phone

You do not need a US address or a US bank. Download the app where you live and the dollars follow you.

Money lands fast

Pix lands in minutes. Faster Payments too. SEPA usually the same business day.

Earn on your balance

Your dollars do not have to sit idle. Turn earning on in the app; you see the rate before you opt in.

How it works

  1. Get the Avvio app and create your account.
  2. Once your account is verified, the app shows your own account details for each currency you can deposit.
  3. Send a transfer from your bank on the local rail, Pix, SEPA, Faster Payments, and the rest.
  4. Your balance arrives as US dollars, and stays yours: nobody can freeze it.

What you need

The Avvio app, a verified account, and a bank account that can send in one of the currencies below. Each currency page lists exactly what that rail needs.

All currencies

FAQs

Where do these rates come from?

They are mid-market reference rates for the currencies Avvio prices, updated about every 60 seconds. Nothing is added on this page.

Is this the rate I would get?

It is a reference rate. Any real transaction shows its exact rate and amount before you confirm.

Which currencies can I deposit?

Once your account is verified, you can deposit euros, pounds, or reais and hold US dollars. Each currency page has the details.

Where can I read more about a currency?

Every currency has its own page with the rate, fees, and FAQs. Use the directory on this page.

What does Avvio charge to deposit?

It depends on the currency, so the number lives on each currency page rather than here. Euro and pound deposits are free.

How much do people usually lose on a transfer?

The World Bank's Remittance Prices Worldwide puts the typical provider's total cost between about 4.5% and 6.4% on these corridors. The converter above shows that as a number at the amount you type.

Is Avvio a bank?

No. Avvio is a financial technology company, not a bank, and payment services are provided by licensed partners. Your dollars are self-custody, which means nobody, including Avvio, can freeze or move them.

Which currencies can I send to?

The currencies on this page are the ones you can deposit into Avvio. Sending out reaches 60+ currencies across 150+ countries.

Dollars you control, from your phone.

Two minutes to create an account.

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