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BRL to USD: deposit reais by Pix, hold US dollars

Hold your money in US dollars, in an account only you control. Pay a Pix code from your Brazilian bank app and the dollars land in minutes. No one can freeze them. Not even us.

Updated 2026-09-04 · Prefere português? Esta página em português.

1 BRL = 0.1951 USD

USD

You get the mid-market rate. Deposit fee: 0.1%, shown in the app before you confirm.

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Updated
2026-09-04 14:23 UTC
Deposit fee
0.1%
Mid-market rate
975.50 USD
Typical provider (5.38%)
loses ~52.48 USD
Speed
Pix transfers usually arrive within minutes.

Typical provider cost: World Bank Remittance Prices Worldwide, Q3 2025.

Exact quote shown in the app before you confirm.

Track this rate in the app

5,000.00 BRL is 975.50 USD at the mid-market reference rate, observed 2026-09-04 14:23 UTC.

To deposit BRL and hold USD, verified Avvio users pay a Pix code from any Brazilian bank app. The deposit converts to US dollars at a rate shown before you confirm and lands in a self-custody Avvio account, usually within minutes.

BRL to USD at a glance

AmountYou receive (USD)
100 BRL19.51
500 BRL97.55
1,000 BRL195.10
5,000 BRL975.50
10,000 BRL1,951.00
50,000 BRL9,755.00

USD to BRL at a glance

US dollarsEquivalent (BRL)
5 USD25.63
10 USD51.26
50 USD256.28
100 USD512.56
500 USD2,562.79
1,000 USD5,125.58

Rate observed 2026-09-04 14:23 UTC.

On iOS and Android. Rate updates every 60 seconds. No account needed to see this rate.

Why Avvio

Yours, not a bank's

Your dollars sit in an account only you control. We never hold your money, so nobody can freeze it. Not even us.

A dollar account on your phone

You do not need a US address or a US bank. Download the app where you live and the dollars follow you.

Money lands fast

Pix deposits usually arrive within minutes.

Earn on your balance

Your dollars do not have to sit idle. Turn earning on in the app; you see the rate before you opt in.

How this compares

Avvio
A typical bank or money app
Who controls your money
You do. Avvio is self-custodial; keys stay on your device.
The provider. Your balance sits in its ledger.
Rate shown before you confirm
Yes. The app shows the exact rate and amount before every deposit.
Not always. Markups often sit inside the rate.
Deposit fee
0.1%. The app shows it in reais before you confirm.
Varies. Wire and transfer fees are set by the provider.
Can it be frozen
No. There's nothing to freeze. We never hold your money.
Yes. Providers can freeze or hold funds during reviews.
Speed
Pix transfers usually arrive within minutes.
Often days for international transfers.

Avvio details describe the product as shipped. The bank and money app column stays general on purpose; providers differ and change their terms, so this page makes no claim about any named provider.

How it works

  1. Get the Avvio app and create your account.
  2. Once your account is verified, the app shows a Pix code for your deposit.
  3. Pay the Pix code from your Brazilian bank or wallet app.
  4. Your balance arrives as US dollars.

What you need

The Avvio app, a verified account, and a Brazilian bank or wallet app that can pay Pix.

Brazilians already pay for everything with Pix. Avvio turns the same habit into savings: pay a Pix code from your bank app and the money arrives as US dollars in an account only you control, usually within minutes.

FAQs

Is this the real BRL to USD exchange rate?

Yes. It is the mid-market reference rate, updated about every 60 seconds. The app shows your exact rate before you confirm.

How do I deposit reais into Avvio?

Pay a Pix code from your Brazilian bank app. Once your account is verified, the app shows the code, and your balance arrives as US dollars.

How long does a Pix deposit take?

Usually within minutes.

Is there a fee to deposit reais?

Yes, 0.1%. The rate shown is mid-market, and the app shows the exact fee in reais before you confirm.

Is there a minimum deposit?

Yes, reais deposits have a minimum. The app shows the exact minimum in reais before you send.

Do I need a Brazilian bank account?

Yes, for reais deposits. You pay the Pix code from a Brazilian bank or wallet app.

Can I open a US dollar account from Brazil?

Yes. Avvio gives you a self-custody US dollar balance you fund by Pix from any Brazilian bank. You do not need a US address or a US bank.

What does self-custody not do?

It does one thing completely: nobody, including Avvio, can freeze your balance. It does not remove your own responsibility. Protecting your access is your job, and the app walks you through recovery when you set up.

Is Avvio a bank?

No. Avvio is a financial technology company, not a bank. Accounts, cards, and custody are provided through licensed partners, and balances are not FDIC-insured.

Who controls the money in my Avvio account?

You do. Avvio is 100% self-custody; we cannot freeze or move your balance.

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