Hold your money in US dollars, in an account only you control. Send a normal SEPA transfer and the dollars land the same business day, free. No one can freeze them. Not even us.
Updated 2026-09-04 · All currencies
1,000.00 EUR is 1,161.20 USD at the mid-market reference rate, observed 2026-09-04 14:23 UTC.
To deposit EUR and hold USD, verified Avvio users send a SEPA transfer from any euro bank account. The deposit converts to US dollars at a rate shown before you confirm and lands in a self-custody Avvio account, usually the same business day. EUR deposits are free.
| Amount | You receive (USD) |
|---|---|
| 100 EUR | 116.12 |
| 500 EUR | 580.60 |
| 1,000 EUR | 1,161.20 |
| 5,000 EUR | 5,806.00 |
| 10,000 EUR | 11,612.00 |
| 50,000 EUR | 58,060.00 |
| US dollars | Equivalent (EUR) |
|---|---|
| 5 USD | 4.31 |
| 10 USD | 8.61 |
| 50 USD | 43.06 |
| 100 USD | 86.12 |
| 500 USD | 430.59 |
| 1,000 USD | 861.18 |
Rate observed 2026-09-04 14:23 UTC.
On iOS and Android. Rate updates every 60 seconds. No account needed to see this rate.
Your dollars sit in an account only you control. We never hold your money, so nobody can freeze it. Not even us.
You do not need a US address or a US bank. Download the app where you live and the dollars follow you.
SEPA deposits usually arrive the same business day.
Your dollars do not have to sit idle. Turn earning on in the app; you see the rate before you opt in.
Avvio details describe the product as shipped. The bank and money app column stays general on purpose; providers differ and change their terms, so this page makes no claim about any named provider.
The Avvio app, a verified account, and a bank account that can send SEPA transfers in euros.
A dollar account used to mean a foreign bank and paperwork. With Avvio it is a SEPA transfer from the euro account you already have: the app gives you personal EUR account details, you send euros, and you hold US dollars at a rate you saw before confirming.
Yes. It is the mid-market reference rate, updated about every 60 seconds. The app shows your exact rate before you confirm.
Send a normal SEPA transfer from your bank. Once your account is verified, the app shows your personal EUR account details, and your balance arrives as US dollars.
Usually the same business day. Your bank's cut-off times can add time.
No. The rate shown is mid-market and your deposit is free.
If euro deposits have one, the app shows it in euros before you send.
Yes, for euro deposits. You send a SEPA transfer in euros from your own account.
Yes. Any bank account that can send SEPA transfers in euros works. After verification the app shows your personal EUR account details.
Yes. Avvio gives you a self-custody US dollar balance you fund by SEPA transfer from any euro bank account. You do not need a US address or a US bank.
It does one thing completely: nobody, including Avvio, can freeze your balance. It does not remove your own responsibility. Protecting your access is your job, and the app walks you through recovery when you set up.
No. Avvio is a financial technology company, not a bank. Accounts, cards, and custody are provided through licensed partners, and balances are not FDIC-insured.
You do. Avvio is 100% self-custody; we cannot freeze or move your balance.
